Home ETF Overlap VYMI vs SCHY

ETF Overlap Tool: VYMI vs SCHY

Compare portfolio holdings overlap, international dividend strategy differences, and expense ratios between Vanguard International High Dividend Yield Index Fund ETF Shares (VYMI) and Schwab International Dividend Equity ETF (SCHY).

Start tracking portfolio

Connect your brokerage and see your actual compounding, dividends, and full ETF overlap — automatically.
Popular Comparisons: QQQ VS QQQM VOO VS SPY VV VS SPY EFA VS EFG VOO VS QQQ VBR VS AVUV VNQ VS SCHH JEPI VS JEPQ QQQM VS VGT SPLG VS VOO
ETF Overlap Overview & Key Metrics
VYMI (1,300 Total) SCHY (100 Total) ONLY IN VYMI 1,235 Stocks (53.6% Weight) MODERATE INTERNATIONAL DIVIDEND OVERLAP 65 Shared Stocks (83.2%) 56.0% Weight Duplication ONLY IN SCHY 35 Stocks (53.6% Weight)
Overlap by Weight
56.0%
⚡ Moderate International Dividend Overlap
Expense Ratio Gap
0.22% vs 0.14%
SCHY is 1.6x cheaper than VYMI
Unique Holdings
419 vs 35 Stocks
~53.6% Weight Difference
Sector Allocation Breakdown
Financials
43.65%
Energy
8.2%
Consumer Staples
6.91%
Healthcare
6.62%
Industrials
6.47%
Materials
6.39%
Consumer Discretionary
6.16%
Utilities
5.39%
Information Technology
5.36%
Communication Services
3.75%
Real Estate
1.12%
Financials
16.33%
Consumer Staples
15.14%
Communication Services
14.53%
Industrials
13.3%
Healthcare
8.23%
Energy
8.15%
Consumer Discretionary
8.09%
Utilities
7.16%
Materials
4.75%
Information Technology
3.56%
Real Estate
0.77%

Want to check your entire portfolio for hidden ETF overlap & model future allocation?

Connect your brokerage account to automatically analyze compounding and overlap, or use Portfolio Lab to model and backtest custom ETF allocations with real historical data.

Stock Holdings Breakdown (VYMI vs SCHY)

73 Assets
Asset Sector VYMI Weight SCHY Weight Combined (50/50) Status
Show entries
Showing 1 to 20 of 73 holdings

VYMI vs SCHY: Portfolio Overlap & Investment Strategy Guide

When evaluating Vanguard International High Dividend Yield Index Fund ETF Shares (VYMI) versus Schwab International Dividend Equity ETF (SCHY), investors are comparing two distinct ETF strategies. VYMI holds 0 total assets while SCHY contains 100 total assets. Across both portfolios, they share 12 common stock holdings, representing a 56.0% portfolio overlap by weight.

Sector Concentration & Shared Stock Holdings

While both funds invest in equity markets, their internal sector allocations create meaningful differences in portfolio performance and volatility:

  • Primary Sector Focus: VYMI concentrates its largest allocation in Financials (43.65%), whereas SCHY allocates its highest weighting to Financials (16.33%).
  • Top Shared Holdings: Key overlapping stocks held in both funds include Roche Holding AG (ROP), Unilever PLC (ULVR), Enel SpA (ENEL), GlaxoSmithKline plc (GSK).
  • Holdings Distribution: VYMI features 0 holdings compared to 100 holdings in SCHY, affecting single-stock concentration risk.

Strategic Portfolio Insight: Moderate Overlap & Balanced Dual Exposure

Combining VYMI and SCHY creates a moderate portfolio overlap of 56.0% by weight. While they share 12 common holdings, each ETF offers distinct sector weightings and strategy tilts that can complement a broader asset allocation strategy.

Expense Ratio Comparison & Performance: VYMI vs SCHY

Beyond portfolio holdings overlap, fund management fees, dividend yields, and sector diversification play a vital role in long-term compounding returns:

1. Annual Management Fee Impact

SCHY charges a lower expense ratio of 0.14% compared to VYMI at 0.22%. SCHY is 1.6x cheaper, saving long-term investors approximately $8 per year for every $100,000 invested.

2. Volatility, Risk & Long-Term Growth Potential

VYMI and SCHY react differently to changing interest rates, market cycles, and sector rotations. Diversifying across funds with different underlying indexes helps reduce portfolio drawdown risk during broader market corrections.

Snowball Portfolio Lab Insight

Want to analyze how combining VYMI and SCHY impacts your total portfolio yield, sector distribution, and historical dividend income? Model your custom asset allocation in the Snowball Analytics Portfolio Lab.

Frequently Asked Questions: VYMI vs SCHY ETF Overlap
What is the portfolio overlap percentage between VYMI and SCHY?
Vanguard International High Dividend Yield Index Fund ETF Shares (VYMI) and Schwab International Dividend Equity ETF (SCHY) have a 56.0% overlap by weight and share 12 identical stock holdings. VYMI holds 0 total assets while SCHY holds 100 total assets.
What is the main difference between VYMI and SCHY?
The main difference between VYMI and SCHY lies in sector allocation, expense ratio, and portfolio breadth:
  • Sector Focus: VYMI's largest sector is Financials (43.65%), whereas SCHY's largest sector is Financials (16.33%).
  • Expense Ratio: SCHY has an expense ratio of 0.14%, while VYMI charges 0.22%. SCHY is 1.6x cheaper than VYMI.
  • Portfolio Breadth: VYMI holds 0 total stocks vs SCHY's 100 stocks.
Is it good to hold both VYMI and SCHY in the same portfolio?
Holding both VYMI and SCHY results in a 56.0% portfolio weight overlap across 12 common holdings. With a moderate weight overlap of 56.0%, holding both VYMI and SCHY can provide balanced dual exposure if you want to tilt toward specific sector weightings while maintaining broader market coverage.
Which ETF has lower management expense fees: VYMI or SCHY?
SCHY has an expense ratio of 0.14%, while VYMI charges 0.22%. SCHY is 1.6x cheaper than VYMI.
Which ETF is better for long-term investors: VYMI or SCHY?
The ideal choice depends on your investment strategy: VYMI (0.22% expense ratio) provides exposure to Vanguard International High Dividend Yield Index Fund ETF Shares, while SCHY (0.14% expense ratio) offers exposure to Schwab International Dividend Equity ETF. Comparing sector concentration and historical volatility helps align your choice with long-term goals.
Do VYMI and SCHY pay dividends?
Yes, both VYMI and SCHY pay quarterly dividend distributions to shareholders derived from underlying dividend payments of portfolio companies.